Terms of use

Who you’re agreeing with

EOBDecode (eobdecode.us) is operated by Desymphony EOOD, a company registered in Sofia, Bulgaria (“we”, “us”). By using this site you agree to these terms.

Informational only — not advice

EOBDecode provides general educational information about standardized X12 CARC/RARC denial codes and the health-insurance appeal process. It is not medical, legal, or financial advice, and using it does not create any professional relationship. We are not an insurer, a law firm, a medical-billing company, or a patient-advocacy service. Whether a denial applies to you or can be appealed depends on your specific plan, the facts, and applicable regulations — always confirm with your insurer, your state Department of Insurance, or a licensed professional.

The appeal-letter scaffold

The appeal-letter generator produces an educational template. It does not guarantee any outcome, does not constitute legal representation, and does not create attorney-client privilege. You are responsible for reviewing and adapting any letter to your situation before sending it.

Accuracy & sources

We transcribe official X12 code descriptions verbatim and cite primary sources, and we refresh the corpus as X12 publishes revisions. Even so, codes and regulations change, and we do not warrant that all information is current or error-free at the moment you read it. See our methodology and sources.

No liability

To the fullest extent permitted by law, we are not liable for any loss arising from reliance on this site. The site is provided “as is” without warranties of any kind.

Acceptable use

Do not misuse the site, attempt to disrupt it, or scrape it in a way that burdens the service. Content is provided for personal, non-commercial use.

Governing law

These terms are governed by the laws of the State of Delaware, USA, without regard to conflict-of-laws principles.

Contact

Questions about these terms: [email protected]. See also our privacy policy.