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Claim Adjustment Reason Code

EOB denial code PR-2: what it means

CARCPR

PR-2CARCPRTypically not a denial to appeal

What it means

This is your coinsurance — the percentage share of the allowed amount you owe after your deductible is met (for example, 20% of the bill).

Patient Responsibility — an amount the patient owes, such as a deductible, copay, coinsurance, or non-covered service.

Official X12 description

Coinsurance Amount

Typical cause

The service was covered, and the plan paid its share; coinsurance is the patient's contractual percentage.

What to do next

  1. 1Confirm the coinsurance percentage listed in your plan's Summary of Benefits and Coverage.
  2. 2Verify the provider was in-network — out-of-network coinsurance is usually higher.
  3. 3Check whether you have reached your out-of-pocket maximum, after which coinsurance should stop.
Last verified June 16, 2026Reviewer signoff pending (dev preview)

Primary sources

The official short description above is transcribed verbatim from the X12 published code list.