PR-2CARCPRPatient ResponsibilityTypically not a denial to appeal
What it means
This is your coinsurance — the percentage share of the allowed amount you owe after your deductible is met (for example, 20% of the bill).
Patient Responsibility — an amount the patient owes, such as a deductible, copay, coinsurance, or non-covered service.
Official X12 description
“Coinsurance Amount”
Typical cause
The service was covered, and the plan paid its share; coinsurance is the patient's contractual percentage.
What to do next
- 1Confirm the coinsurance percentage listed in your plan's Summary of Benefits and Coverage.
- 2Verify the provider was in-network — out-of-network coinsurance is usually higher.
- 3Check whether you have reached your out-of-pocket maximum, after which coinsurance should stop.