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Claim Adjustment Reason Code

EOB denial code CO-109: what it means

CARCCOOA

CO-109CARCCOOAAppealability depends

What it means

This insurer is not the right payer for this claim — it should go to a different plan or contractor.

Contractual Obligation — an adjustment the provider agreed to by contract. The patient is generally not billed for CO amounts.

Official X12 description

Claim/service not covered by this payer/contractor

Typical cause

The claim was sent to the wrong insurer, or another payer (such as Medicare or a different plan) is responsible.

What to do next

  1. 1Confirm which insurer or plan should receive this claim.
  2. 2Ask your provider's billing office to resubmit to the correct payer.
Last verified June 16, 2026Reviewer signoff pending (dev preview)

Primary sources

The official short description above is transcribed verbatim from the X12 published code list.