CO-109CARCCOContractual ObligationOAOther AdjustmentAppealability depends
What it means
This insurer is not the right payer for this claim — it should go to a different plan or contractor.
Contractual Obligation — an adjustment the provider agreed to by contract. The patient is generally not billed for CO amounts.
Official X12 description
“Claim/service not covered by this payer/contractor”
Typical cause
The claim was sent to the wrong insurer, or another payer (such as Medicare or a different plan) is responsible.
What to do next
- 1Confirm which insurer or plan should receive this claim.
- 2Ask your provider's billing office to resubmit to the correct payer.